Accepted Forms of Payment
and other financial policies
All websites, content and webmastering are invoiced via PayPal.
Payment for most projects is required in full in advance. You will be emailed an invoice that is generated at PayPal. The invoice will have a link for using either your own PayPal account balance or your credit or branded debit card (Visa or Mastercard) for completing your payment. ATM cards will not work.
Your payment will be processed by PayPal with the company that issued the card you used. It should show up on your statement as a payment to Liminal Realities (my business name) and/or to The No Hype Mentor, the coaching arm connected to DeWriteSites.
DeWriteSites strongly recommends that you use a card that is only used for internet purchases, as a further protection in addition to PayPal's excellent security measures.
PayPal Credit is a great option
For any payment over $99, and especially for those of $1000 or more, if you already have a PayPal account, DeWriteSites encourages you to apply for PayPal Credit. If your application is approved, you will have up to 6 months to pay off the balance -- with NO interest! What could be better?
This arrangement is between you and PayPal. Neither DeWritesSites nor Deah Curry acts as your loaning bank in this financial arrangement.
Installments for Packages over $1000
This financial arrangement may be available for packages over $2000 only after an application for PayPal Credit has been declined. A $25 admin fee is added to each installment when DeWriteSites agrees to carry the financial burden of an installment plan. Each stage of the process is paid in advance. For your budgeting purposes, the following expected timeline for installment payments and percentage of package totals will apply:
1st installment = 30% of total package + $25
immediately after the scope of project chat
gets the design process started
2nd installment = 50% of total package + $25
when design is completed and initial revisions are requested
gets design revisions done and content started
3rd installment = 20% of total package + $25
prior to content review
gets content revisions and SEO done
Note: website remains in DeWriteSite's account until final payment is made.
Sorry, checks and other installment payments
to DeWriteSites are not possible at this time
Because my 99.5% of my clients are out of state, and because the expense of collecting on bounced checks and unpaid balances is time-consuming, stressful, and impractical, I do not accept checks or installment plans in payment for website projects, content writing, or webmastering when the total package is less than $2000.
A suggestion for you would be to use a check to purchase a pre-paid debit card from Visa or Mastercard. AAA is one place that issues such cards; many grocery stores are another. Additional amounts can be added to this branded card, and it can be used to complete a PayPal invoiced transaction.
For website projects under $1000
It is my usual practice to invoice for website projects when you have accepted the site design I have presented to you. This means that prior to your design selection and payment of the invoice, I am working on speculation.
Should you decide that you don't like any of the choices presented to you -- if more than one design has been created for you --and if we cannot come to agreement on further options, you can walk away from the project, owing nothing. I do not normally invoice for this time during which I am working on your behalf. (That may change in the future.)
In short, I extend the initial trust and assume the initial risk, and ask that you do the same for the remainder of the project by paying the invoice within 48 hours of when it is sent to you.
For website projects of $2000 and up
If DeWriteSites has agreed to a private installment payment arrangement with you, invoices will be issued prior to each stage of the project. Work on the relevant stage proceeds when the invoice is paid.
For re-design projects
Payment options for established clients range from hourly for small projects such as adding a blog or a page to the Wix website I previously designed for you, to paying in full in advance a small fee for changing design but not content, to discussing an installment plan if a major website and content overhaul is needed.
For content writing projects
Occasionally solopreneurs who already have a website (usually on a non-Wix platform) request that I write the content for it. As of September 2016, projects for original content writing separate from website design cannot be accepted due to time limitations. This includes writing Psychology Today profile page blurbs. The only exception is for existing web design clients who request a short bio blurb for a new online platform.
For webmastering projects
Webmastering can be done on a pro-rated hourly, monthly or yearly basis. For the occasional hourly project, you are invoiced at the conclusion of the work. For monthly webmastering, payment may be set up as a recurring monthly PayPal subscription, or paid for 3 months in advance.
Webmastering on a yearly basis provides 12 months of service for the cost of 10. Payment is required in advance, and can be made via PayPal credit.
Please note that webmastering does not include writing or editing content, although it can include reformatting your content for best readability and optimization.
Limits on Free Advice
Just like a therapist doesn't do free counseling whenever someone calls or emails with a "quick question", neither do I. Calls and emails for the purpose of discussing topics like the following will incur a consultation fee as of 1 Jan 2018:
identifying a new niche to highlight on your website
developing topics to blog about
gaining page rank in Google (not even Google cares about this anymore)
changing your domain name
whether to unpublish your website for a while
sprucing up the homepage when you have no idea what you want
telling you what could be improved on your old website
The fee for these calls and emails will either be wrapped into and itemized in a project invoice, or you will be invoiced when the time expended exceeds 15 minutes.
If we are currently engaged in a website project, or working under a webmastering arrangement, a limited amount of unrelated marketing questions may be answered by email at no extra charge. Clients are requested to first check the De*WriteSites and TheNoHypeMentor blogs, where many answers to common questions can be found.